$3.2 Million
Settlement · Motorcycle Accident · 2023
Left-turn collision causing multiple orthopedic surgeries
San Francisco Bay Area, CA
Case summary
An unsafe left turn across traffic resulted in multiple surgeries and permanent limitation. Underinsured motorist coverage was stacked alongside the primary policy to reach a resolution that funded future procedures.
Case at a glance
Injuries: Open tibia-fibula fracture and shoulder reconstruction.
- Defendant
- Turning motorist
- Key issue
- Rider bias and stacked coverage
- Resolution
- Primary plus UIM recovery
- Time to resolution
- 16 months
The challenge
The primary policy was far below the value of the claim, and the insurer leaned on rider-speed assumptions.
How we built it
- Speed analysis from crush profile disproved the excess-speed theory
- Identified and pursued underinsured motorist coverage
- Documented future hardware removal and revision surgery costs
The outcome
Primary limits were tendered and the underinsured claim funded the remaining future medical plan.
How the case moved
Retained
From the hospital, two days post-crash
Primary tender
Limits paid within seven months
UIM resolution
Resolved without arbitration
Prior results do not guarantee a similar outcome. Every case is decided on its own facts, venue, and available insurance coverage.
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