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$2.4 Million

Verdict · Auto Accident · 2019

Insurer refused to pay fair value before trial

San Diego County, CA

Case summary

The carrier's pre-trial offer was a fraction of documented damages. The case was tried, and the verdict exceeded the final offer by more than eight times, with costs and interest added post-judgment.

Case at a glance

Injuries: Lumbar injury with ongoing pain management.

Defendant
Individual driver and carrier
Pre-trial offer
A fraction of documented damages
Liability
Verdict, exceeded final offer 8x
Time to resolution
25 months

The challenge

The insurer treated the case as low value and refused to move off a nominal offer.

How we built it

  • Declined the offer and set the case for trial without delay
  • Presented treatment history chronologically through treating providers
  • Made the carrier's own evaluation the subject of cross-examination

The outcome

The verdict exceeded the final pre-trial offer by more than eight times, with costs and post-judgment interest added.

How the case moved

  1. Retained

    One month post-collision

  2. Offer rejected

    Statutory offer served in response

  3. Verdict

    Eight-day jury trial

Prior results do not guarantee a similar outcome. Every case is decided on its own facts, venue, and available insurance coverage.

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